Refinance your Hawaii loan now that the time is right

By Wendy Croix

The Honolulu and Hawaiian island real estate market is so hot that benefiting from refinancing depends on how much equity the owner has in the home.

Refinancing is a great idea for owners who are three or four years into their mortgages, and whose credit has significantly improved since their home purchase. Refinancing is also a good idea for older owners who want to tap their equity for home renovations or lifestyle enhancement.

Hawaii Property: What's it Worth Now?

Given the pace of the Honolulu and surrounding island markets, it's tempting to suggest that a Hawaiian property is worth whatever the owner wants for it. But overpriced homes do stagnate, even in this real estate climate, so it's a good idea for any owner to check his or her home equity before selling or refinancing.

The National Association of Realtors puts Washington owners in touch with a wealth of local real estate resources.

Just go to Realtor.com, scroll down to "About the National Association of Realtors," click on "State & Local Associations" and "HI" and check for realtors or home sales information in your area.

Local Hawaii and Honolulu Loan Home Refinance Markets

Many mortgage companies in the state deal only with Washington state residents and customers, so they've got the statewide refinance options down cold. Because the market's so volatile, refinancing can be both tempting and tricky.

Because real estate prices are sky high, the rule of thumb about knocking 2% off your interest rate ceases to be a good guideline. Homeowners need to shop around; the Hawaii loan refinance market rates are so competitive that choosy owners stand to gain big dollars.

Source: Realtor.com <www.realtor.com>


Hawaii Refinancing-
Home Mortgage and Equity Loan Rates

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Hawaiian consumers with excellent credit can enjoy the lowest interest rate, lowest fees and lowest mortgage payments.

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Fill out one simple form and our network of Honolulu and Hawaiian island area lenders will compete to find the lowest interest rates and mortgage solutions that work best for you. Click for more information to refinance your Hawaii home.

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